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Home Private swimming pool in Luxembourg: installation, safety and insurance
August 12, 2024
In recent years, having a private swimming pool in one’s garden has become increasingly popular. This trend is not just a response to the summer heat. It represents a significant investment that can increase the value of your property. Which security and insurance provisions must be observed?
Why invest in a private swimming pool?

Investing in a private swimming pool has many advantages. Firstly, a private swimming pool can significantly increase the value of your property. Potential buyers are often attracted by the presence of a swimming pool, which can facilitate a future sale.

A private swimming pool also offers a space for relaxation and leisure at home. You can enjoy the joys of swimming with your children without having to travel, which is particularly enjoyable on hot summer days.

Finally, it allows you to practice sports activities such as swimming, which are beneficial for health and well-being.

Installing a private swimming pool

Before installing a private swimming pool, it is crucial to properly prepare the project:

  • Choose your location – the minimum distance obligations from the neighborhood and any height restrictions must be observed.
  • Consider the size of the swimming pool based on the space available in your garden.
  • Request a building permit from your municipality of residence.

Provide all the necessary equipment:

  • a cleaning filter;
  • a swimming pool shelter for safety and cleanliness;
  • a heating system.

 

This equipment is essential for maintaining clean water and a pleasant temperature. Models vary depending on the size and type of your pool.

Finally, provide safety devices that comply with current standards. These measures minimise the risk of drowning and guarantee a safe environment for the whole family.

What are the safety standards for a swimming pool?

Even in the absence of strict regulations in Luxembourg, the safety of your private swimming pool remains a priority. Among the different safety devices, you can choose:

  • protective barriers;
  • a swimming pool alarm;
  • a safety cover;
  • a swimming pool shelter.

Barriers around the swimming pool remain the most effective safety device. Many cases of drowning could be avoided with a four-sided fence to separate the swimming pool from the house and garden. Alarm systems are also an effective alternative. These alarms, placed in or around your pool, detect any intrusion and trigger a siren to alert nearby adults.

Furthermore, to guarantee the safety of children around your swimming pool, it is important to always accompany them when they swim and never leave them alone near the water, even for a moment.

Why insure your private swimming pool?

We recommend that you carefully check that your pool is insured to protect your investment in the case of an unforeseen event.

Indeed, an incident can happen quickly:

  • A short circuit can damage electrical equipment linked to the swimming pool.
  • A storm can damage pool equipment, such as the pump, filtration system or cover.
  • An act of theft or vandalism

For owners of a private swimming pool, our Home insurance can be enhanced with a garden/swimming pool all-risk pack, which covers:

  • your swimming pool, spa or outdoor or indoor jacuzzis, their surroundings and their supply pipes
  • the dome and cover of your swimming pool as well as the safety elements
  • electrical devices related to the operation of the swimming pool

In addition, it is essential to take out additional civil liability insurance. Civil liability insurance protects you if people are victims of accidents in your private swimming pool. This guarantee is also available within the Home insurance contract.

In general, when you carry out major work in your house or in your garden, remember to contact your insurer to reassess your home insurance contract and declare your swimming pool, in order to ensure that the contents of your property are insured. its fair value in the event of damage.

In general, when you carry out major work in your house or in your garden, remember to contact your insurer to reassess your home insurance contract and declare your swimming pool, in order to ensure that the contents of your property are insured. its fair value in the event of damage.